Dc Fawcett Reviews- Reasons for Real Estate Market Fluctuations



Reasons for Real estate market fluctuations

Though real estate market fluctuates often, the need for multi-family homes continues to attract investors. The prices of these homes have really gone up and there is a huge demand among the buyers. Ultra-luxury condominiums are creating new dimensions in the spheres of the real estate market.

2016 seemed to be really unfavorable for investors as there were frequent fluctuations both economically and politically. But on the other hand, there was a high decline in rate of unemployment and there was rise in home price as well as in home sales.


2017 spring and summer sales went on a high note, but the professionals have predicted that the market may slow down in 2018 and 2019.

Virtual real estate investing club is one of the ways to learn about the process of wholesaling or even you can start your career by virtual wholesaling to stay scam-free. 

Causes for fluctuations in the real estate market

  • The rise and fall of the economy

The economy of the nation determines the stability of the real estate market. If the economy is good, the demand for retail, commercial, residential space increases. This in turn, leads to expansion of office space and increase in rental price. On the other hand, a poor economy results in fluctuating market. It is not wise to invest in a market which concentrates on a single industry alone, as it may see a downward trend very easily.

  • Interest rate

The increase and decrease in interest rate also affects the market and causes fluctuations. The recent rate hikes have made the property values to fall. The borrowing rate increases and demand for properties decreases. The fluctuations will affect mortgage rate, so people availing home loan decreases. From sellers’ point of view, the fluctuations are bad as mortgage rate and property value decreases, but buyers make use of this opportunity and purchase real estate properties.

  • Government policies

The government policies will help the market to gain its stability; it is used to control both economy and rate of interest.

  • Demographics

Age, income and population will have a great influence in the market fluctuations. For e.g. if people start sharing their household instead of living in an individual apartment, it is a sign that market has started fluctuating and people cannot afford single-family homes.  E-commerce, one of the reasons while retail market rates have drastically reduced. Consumers purchase most of the goods online which led to the owners of the retail market face a financial loss off late.

To overcome these fluctuations, investors should master the art of real estate wholesaling says DC Fawcett.


DC Fawcett advises his investors to make long term investments as you can fetch high returns and find specific area to invest.  Real estate inventory also plays a pivotal role, if the inventories are more, then it is said to be sellers market else property value decrease causing high demand and low supply.

Dc Fawcett Real Estate – Methods of calculating NOI ,Profit Earning,Tips On Saving Money



Net operating income is used for the purpose of analyzing the income generated from real estate investments.Dc-Fawcett-Methods-of-calculating-NOI-Net-operating-income-768x543

NOI can be found on cash flow statements and property income. If the end result is negative, then it is called net operating income loss. It can be increased by hiking the rental payment or by decreasing operating expenses. Operating expenses are insurance, property management fees, utilities, property taxes and repairs.

Dc Facwett Real Estate formula

NOI is non-taxable income and it helps in calculating cap rate,  ratios like debt coverage ratio (DCR) which t

ls whether the property income includes debt and operating expenses or not. It measures the ability of income generation of a property. Lease analysis is the initial step to analyze how income is generated; it helps out the investors as it indicates both who has paid as well as the source.

Dc Facwett Real Estate formula 1

DC Fawcett Reviews further explains how to calculate NOI.

NOI formula

Potential rental income- vacancy and credit loss = effective rental income

Effective rental income +other income =gross operating income

Gross operating income – operating expenses = net operating income

Net operating income is positive when operating income exceeds gross operating income.

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Lets breakdown the formula of real estate

  • Potential rental income is also known as PRI is cumulative of rental payments if occupied entirely. If not, market based rents is used.
  • Vacancy and credit loss means income lost due to renters vacating the property or when they don’t pay their rent every month.
  • Effective rental income is the amount that the seller /owner gets in hand
  • Other income refers to laundry, parking etc.
  • Gross operating income is sum of all income generated from a property.
  • Operating expenses include personal and property taxes, insurance, management fee etc.

Dc Facwett Real Estate formula 2

Net operating income doesn’t include the following expenses

  • Debt: financing powers remains with owner /investor.
  • Depreciation: accounting entry alone so excluded
  • Home improvements: These changes are done according to tenant’s wish. So charges are not taken while calculating NOI.
  • Commission is paid to brokers and agents
  • Amount is allocated for repair and renovation work. Those funds are excluded.
  • Capital expenses are also part of repair work; it may happen in irregular interval.Dc Facwett Real Estate formula 15

NOI is used to

  • Measure the profit of an investment
  • Calculate underlying cash flows

Fake loan scam is a typical scam where scammers pretend to call from a renowned bank and say they offer a loan, some may get attracted and say yes meaning they are willing to avail the loan. You will know it’s a scam, when the amount deposited is with a low rate of interest.

Dc Facwett Real Estate formula 3

You can take help of the real estate professionals, tax advisors to calculate NOI for your property.

DC Fawcett Real Estate Tips – Methods Of Profit Earning

Real estate market helps the investors to earn profit in several ways. DC Fawcett, the founder of virtual real estate investing club has stated his reviews on how to earn profit. Let’s have a look at it.


  • Inflation in value

The property is considered to be an asset, it can appreciate in its value only if it is sold or refinanced. Refinancing can be calculated using mortgage.

  • Raw land

Purchasing a raw land and constructing buildings on it. If the land possesses mineral content, it adds value to the land.

Dc Facwett Real Estate formula 4

  • Location and furnishing

The location is one of the striking factors; the property value depends on the area in which you purchase the property. So having a land in the heart of the city with all basic facilities in the surrounding will attract the buyers. The value can be further increased if your property is renovated and furnished at proper intervals.
Dc Facwett Real Estate formula 5

  • Commercial investment and lease

Investing on commercial property fetches more profit than any other type of investment. Many startups and organizations are in need of space, giving out for lease will gain you profit steadily.

  • Types of income

Renting is the easiest way to gain profit but you can be a way ahead by splitting the apartment into different rooms which can fetch you more rent.

  • REIT and MIC

REIT and MIC are firms which owns, manage and represent real estate market. REIT provide source of income to commercial property owners whereas MIC acts as the source of funding for mortgage.

Dc Facwett Real Estate formula 6

  • Under market value

Investing in properties having under market value can earn you good gains in addition to that if you possess negotiation skills.

  • House flipping

House flipping may either hit or flop , refer DC Fawcett blog to know more about house flipping strategies on virtual wholesaling.

  • Fore closured areas

Lenders may sell the non-performing notes (fore closured properties) to investors at discount rate, but it involves lot of risk. You can proceed if you are confident in paying the debt, title fee etc and make the property free from fore closure which the borrower failed to.

  • Wholesaling

Find an undervalued home under contract; assign a buyer who has to find another buyer who is willing to pay more than the (undervalued) price which is almost similar to the job of a real estate agent.

  • Real estate brokerage

This is for real estate agents who want to level up in his career. You can become a broker and      appoint few agents under you in which half of the commission is all yours. You can also run property Management Company, buying a vacation property, becoming a home inspector, investing in short sales.

DC Fawcett Real Estate – Tips On Saving Money For A House

Purchasing a property is not an easy task; it requires lot of time and huge amount of savings. DC Fawcett Real Estate reviews on how to save money in order to purchase a property. They are as follows.


  • Mortgage

Mortgage plays a vital role while saving money for your house. The investor must know how much he/she can afford before applying loan. In order to make accurate calculations, investors can approach tax advisors.

  • Credit points and other payments

If the credit points are high, interest rates will be low. Down payments are essential since 20% of the deposit should be paid to the lender by the borrower, failing to do so, he /she will be asked to pay private mortgage insurance (PMI). Along with the down payments, the closing cost and title fees requires huge amount of savings. Hence, the purchaser must start allocating money for these payments before buying a house.

Dc Facwett Real Estate formula 8

  • Monthly savings

Cultivate the habit of maintaining monthly budget; make a note of trivial expenses and cut down on unwanted expenses that are pushing forward the dreams of buying a house. Try to save on your electricity bills, restaurant bills, vacation and other leisure activities.

  • Creating account for savings

Maintain a separate account in your bank for saving money for the house. This will help you to track down how much you need more. Also don’t use any money for your personal purpose or emergency. While you are saving money for your down payment and closing cost, the capital can fetch you good amount of interest which is sufficient for future to make repair work etc. you can also make savings automatic by contacting your payroll department to make fixed deposit every payday. In case, you get any bonus, don’t spend instead transfer to this special savings account so the dreams of purchasing a house becomes easier.

Dc Facwett Real Estate formula 9

  • Rental saving

In case you live in a rented 2 or 3 bedroom apartment which cost you more and you feel luxurious for a small family, try to move to a smaller house which will help you to reduce your rental expenses.

  • Working in part time

In case you have more idle time, you can work overtime or join part time jobs which will fetch you more money.

While saving money, make sure you prevent from scam going around.

  • Credit card scam: Scammers obtain your credit card information by installing spyware and other methods.

  • Fake loan scam: Amount deposited with low interest rate

  • Phishing: This scam is very tough to even find out since they make use of official logos and create havoc to your bank account, send emails to your official mail address.

    Dc Facwett Real Estate formula 10

DC Fawcett Reviews – Overview on risks of overpricing Method

To earn profit in a short span of time, overpricing is not a good strategy in real estate. Every seller should set the right price as every property falls into a particular market value range. If sold at right price, the buyers will make an offer else it will remain in the market unsold for long period of time.


Dc Fawcett Reviews – The risks of overpricing a property which is as follows

  • Buyers lose interest on your property since they can judge that property has been overpriced as investors can make use of real estate blogs to know about the ongoing scenario and trends in the market. In return, you get a low offer for an overpriced property and you also eliminate the buyers who might be interested on your property.

    Dc Facwett Real Estate formula 11

  • Real estate agents are the first one to get price listing right after the property is on sale. Once he makes a realistic pricing, he will not offer you a deal with lower price, similarly if he overprice, it is clear that the buyer must ask a drop in the price. Negotiations are must when you deal with a real estate agent in order to save money from your pocket. Since the agents know about the property value, it is the buyer duty to make a proper assessment before purchasing a property. Many agents give an inflated estimation to the buyers; make sure you appoint ethical agents who can give the best estimates.

  • Listing services provide information about how long the property is on sale, if buyers notice that the property is unsold for long period of time, it creates a suspicion that something is wrong.

    Dc Facwett Real Estate formula 12

  • The price is determined finally by the seller, so the real estate agent or the purchaser cannot determine it. The returns don’t have any impact on market value. The market value is chosen to be the price the purchaser is willing to pay.

  • Overpricing creates an illusion that market is down, so they have overpriced it to earn huge profit.
  • It is must that the property should not be priced more than 20% of the selling price. Purchasers can research and make comparisons before they make an offer considering the factors like resale value, accommodation features.

  • Beware and not bargain, as buyers may turn down your offer. If the house is unsold for a long time, cleanliness and maintenance takes a backseat.

  • The seller must keep in mind that the buyers not only have a look on his/her property alone, he visits several other properties and can judge if it’s priced rightly or overpriced.

    Dc Facwett Real Estate formula 13

  • New laws have been enacted that if a property is overpriced; it will neither appreciate in its value nor will be eligible for loan.


Dc Facwett Real Estate formula 16

Overpricing is considered to be a scam actually as realtors aren’t supposed to price their property more than the market value. In case you are looking out for a property and want to have an idea about pricing, DC Fawcett, founder of the virtual real estate investing club has written blogs on overpricing, investors can have a look at it before purchasing a property.

To know more about Net operating income, visit DC Fawcett virtual real estate investing club where several blogs has been written for the new investors. Virtual wholesaling is also recommended for new investors as it doesn’t involve money and no risk involved.


Dc Fawcett Real Estate-Overview On Micro Apartments



DC Fawcett Real Estate reviews will give you an idea how to adapt yourself to live in a small space, pros and cons of micro apartment lifestyle.

From the micro, you can guess it’s all about size and space of an apartment we are going to talk about. Millennials prefer to live in a micro apartment so that maintaining the house is easy.


Not all apartments are of same square foot, you can choose a micro apartment with better area that fits you or family in it. These apartments are usually 250-400 sq.ft where you can fit a king size bed, washer and dryer and kitchen utilities.


  • The rent will be less, so the investors who are having a mindset of saving money will prefer micro apartments. Obviously you will be saving lot of energy with less electricity usage.
  • Less stuff so when you move out, it is easier to shift.
  • Getting a chance to live in a great city environment.
  • Youngsters, nuclear families can co-exist with this lifestyle.
  • If you find your apartment is too small, then you can fix windows where there is broad day light which would actually enhance the size of the house. Fix it where you get perfect window view.
  • High ceilings elevate your apartment and eliminate the cramped effect.
  • If you feel it’s too small, then make a balcony or patio so that you feel calm and use the space for relaxation and recreation.
  • Pastel colors will suit your apartment and design your house that matches these light shades. Cabinet, flooring, furniture and kitchenware are some important things to be purchased that should match these shades.
  • Can be used a studio or for work where less space is enough to accommodate all employees.
  • People, who like to be a part of community activities and like a contemporary finish, enroll your name to buy a micro apartment and enjoy this lifestyle.
  • Eliminates work from home life, people would like to explore by going out.
  • With the incredible amount of savings, you can buy a large apartment, luxurious things in future.

Look for the listing on MLS, Scam may happen when you find a property from an unknown site which aren’t authentic where scammers pretend themselves as agents.

DC Fawcett’s complaints on micro apartment lifestyle :

Is that living in micro space affects health, many health reports states that people are stressed. It limits movement as well many are affected by claustrophobia as they live in a closed space.  Those who aren’t willing to coordinate, mingle, share things cannot survive in this lifestyle as it requires all those qualities owing to less space. The privacy is disturbed as you live close together with your friends or family members. Too many micro apartments can affect a community lifestyle and causes irritation. The exclusivity fades when there are more in number.  Not suited for large families and for those who have pets. Resale value may be not that great and less number of people would prefer to buy.


Dc Fawcett, the real estate wizard has started a club for investors called virtual real estate investing club where several blogs are written about real estate marketing strategies. Virtual wholesaling has been a wonderful invention for new investors to do real estate without cash.

Dc Fawcett Real Estate-Quick home selling with modular kitchen



We have analyzed that kitchen plays a major role during home inspection and the home is sold easily when it designed perfectly satisfying all the requirements of a modern family.


DC Fawcett Real Estate reviews will help the sellers to design a modular kitchen which would add a stylish appeal to the entire outlook of the home.

Dc Fawcett Real Estate – Design ideas

  • Open shelves will attract the buyers than a closed one. This will also give a larger look in case your kitchen looks small. Silver laminated edges add richness to entire kitchen. The drawers and hinges should not be noisy when you use them, replace them with soft hinges and glides.

  • Lighting: apart from the color of the food, the room needs to be bright when you cook. Add ceiling light and under cabinets. If it is too bright, use dimmers. Add metallic laminate finish to appliances, hardware and faucet.

Home Selling

  • Deep sinks with high arc faucet is easy to wash the vessels.
  • You can add storage units to store grains, beer and drinks.
  • You can add space for it with black chalkboard paint. It is easy when you label your canisters. Pickles, jam other food items are stored in jars. So create open shelves for them.

  • You need to walk on a smooth flooring right, Opt for timber colors. Windows treatment is important ensuring privacy and ample light to peek through while you cook in daylight. Choose contrasting or complimentary shade for your countertops.

  • There can be theme based kitchen like farmhouse where brown shades dominate the kitchen blended with white here and there. Island theme is adding desk and a table to your kitchen with beige colors.

  • Marble tiles and mosaic flooring never fades out from a fashionable kitchen when designed with silver hardware. You can add furniture like pastel colored stools. Make space for micro wave oven above the cabinet.

 Advantages of modular kitchen while selling your home

  • Energy efficient homes are much preferred by buyers, so install appliances and utilities that save energy.

  • Paint the walls, ceilings and cabinet so it looks fresh when a buyer enters your kitchen.

Drawbacks of modular kitchen

  • Less flexibility in design and layout
  • Resale value, you need to think whether you would be able to acquire all the money you have spent on modeling when you resale the property.

  • When you work more on kitchen modeling, you may need high mortgage loan to suffice it.
  • This may not suit if there are children who make the entire kitchen dirty.

Scam may happen in such a way that the owner may add all his kitchen modeling expenses to the asking price when he sells the property; this is not the right way. Enquire the market value and compare with his asking price.


Investors, who want to know more about kitchen modeling, visit DC Fawcett virtual real estate investing club.  DC Fawcett   also preaches virtual wholesaling to his investors where no money is required and investors find it safe.


DC Fawcett Real Estate – Overview On Real Estate Commission



We do hire real estate agents, but who pays them, how real estate commission works are things many might not know. DC Fawcett real estate throw light on the working pattern of the agents and brokers so investors will get an idea about it.

Real estate brokers hire the real estate agents and they get the income from sellers, buyers and whoever hires him. The income directly goes to the brokers first. These brokers pay the commission and sign the agreement with the seller. To start with, only a licensed agent will be able to receive commission.


Categories of real estate agents and percentage of commission

According to the agent’s experience, they get the commission from the broker.

  • Newly joined agents will receive very little to maximum 40 % commission. There is deduction for the purpose of advertising, rental ads and office purpose.

  • Well experienced agents receive 100% commission and broker gets a part of it as well.

  • Mediocre will have some fluctuating percentage of commission that is in between 40% to 80 %. Never pick an agent based on the rate of commission. Check for the experience, reliability and reputation.

How it works?

The lawyers involved in the deal will split the commission and distribute it to the seller’s and buyer’s agents which actually go to brokers first as per the tradition.

Listing agent fee

The seller hires an agent for the purpose of finding a prospective buyer by marketing the home for him. So the agreement says that the seller is intended to pay a fee for the same to the broker. The fee is shared between listing broker and buyer’s broker. There is no standard custom whether a listing or buyer agent gets more commission as it differs from one region to other.

Dc Fawcett complaints on real estate agents

If a house is not sold for a long time and remains in the market, the seller blames his agent first as he had spent on advertising and listing for so many weeks goes waste. This also happens with the buyer’s agent if they don’t find a house immediately. The seller and buyer don’t opt for hourly payment because of this drawback.

Usually buyer pays the commission and it is negotiable, although all agents will not be ready for it. This can happen only with dual agency concept.

There are few situations when you can negotiate

  • Same seller and multiple listings
  • Market mobility

When an agent works for particular neighborhood and very familiar with the people, he might reduce the fee but he should be paid for his dutiful work without any doubt. Don’t always negotiate, you may not find a best agent then.


The new online brokering is slowly evolving in real estate marketing. To know more, visit DC Fawcett virtual real estate investing club where blogs are written for the investors to get enlightened.

Virtual wholesaling is recommended for the new investors as it involves zero percent risk and cash.